Loan Types
When banks can't get you funded, we have you covered.
See details on our loan programs below!
Fix and Flip
PURCHASE/REFINANCE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS
TERM
12-18 Months Extensions Available
MAX LTV
UP TO 90%LTV 100% On Exception
ARV LIMIT
70-75% ARV
MINIMUM FICO
620+ Mid Score
Lower FICOS by Exception
LOAN AMOUNT
$100k--$5mm Per Property,
Higher amounts by exception
RATE
9.99%+
REHAB
Up To 100%
INTEREST RESERVES
Subject To FICO
FOREIGN NATIONALS
Eligible
DSCR
PURCHASE/REFINANCE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS,STR PORTFOLIOS
TERM
5 Year,10 Year,30 Year Fixed Rate or ARM, Interest Only Options
LOAN AMOUNT
$75k-$3mm Per Property
Upto $2mm Per Portfolio
RATE
5.99%+
MINIMUM FICO
660
INCOME VERIFICATION
No W2s, paystubs, or tax returns required
MINIMUM DSCR
.75x Or Higher
MAX LTV
80%
FOREIGN NATIONALS
Eligible
GROUND UP CONSTRUCTION
PURCHASE/REFINANCE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS
TERM
12-24 Months
INITIAL LTC
75% With Permits
60% Unpermitted
REHAB
Up To 100%
MINIMUM FICO
679+ Mid Score
LOAN AMOUNT
$200k-$5mm Per Property
Higher Amounts by Exception
RATE
9.49%+ Subject to Experience
TOTAL LTC/ARV LIMIT
Up To 90% Total LTC
70% ARV
MAX LTV
80%
FOREIGN NATIONALS
Not Eligible
DSCR
CASHOUT REFINANCE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS,STR PORTFOLIOS
TERM
5 Year,10 Year,30 Year
Fixed Rate or ARM, Interest Only Options
INCOME VERIFICATION
No W2s, paystubs, or tax returns required
MINIMUM DSCR
.75x Or Higher
LOAN AMOUNT
$75k-$3mm Per Property
Upto $2mm Per Portfolio
RATE
5.99%+
MAX LTV
75%
MINIMUM FICO
660
FOREIGN NATIONALS
Eligible
RESIDENTIALBRIDGE
PURCHASE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS
TERM
12 Months
Extensions Available
MAX LTC
Up to 90%LTC
Subject to 70% LTV
INTEREST RESERVES
Subject To FICO
FOREIGN NATIONALS
Eligible
LOAN AMOUNT
$75k--$2mm Per Property,
Higher amounts by exception
RATE
9.99%
DSCR
C1-C2 NO DSCR
C3-C4 In Place of 1.0 sized to an Exit of 1.1
MINIMUM FICO
660+
RESIDENTIALBRIDGE
CASHOUT REFINANCE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS
TERM
12 Months
Extensions Available
MAX LTV
70 - 75%
INTEREST RESERVES
Subject To FICO
FOREIGN NATIONALS
Eligible
LOAN AMOUNT
$75k--$2mm Per Property,
Higher amounts by exception
RATE
9.99%
DSCR
C1-C2 NO DSCR
C3-C4 In Place of 1.0 sized to an Exit of 1.1
MINIMUM FICO
660+
MULTIFAMILY
CASHOUT REFINANCE
ELIGIBLE PROPERTIES
MULTIFAMILY UPTO 5-10 UNITS
Larger Unit Counts on Exception
TERM
5 Year,10 Year,30 Year Fixed Rate or ARM Amortized or Interest Only Options
DSCR
Min .75x
LOAN AMOUNT
500k-3mm
Larger Amounts on Exception
RATE
6.99%
MAX LTC
80% Purchase
75% Cash-Out
MINIMUM FICO
660+
RESIDENTIALBRIDGE
CASHOUT REFINANCE
ELIGIBLE PROPERTIES
SFR,CONDO,TOWNHOME,2-4 UNITS
TERM
12 Months
Extensions Available
MAX LTC
Up to 90%LTC
Subject to 70% LTV
INTEREST RESERVES
Subject To FICO
FOREIGN NATIONALS
Eligible
LOAN AMOUNT
$75k--$2mm Per Property,
Higher amounts by exception
RATE
9.99%+
DSCR
C1-C2 NO DSCR
C3-C4 In Place of 1.0 sized to an Exit of 1.1
MINIMUM FICO
660+