Private Lending Nationwide

Fast and Flexible Private Capital for Real Estate Investors

Whether you are a first time borrower or an experienced investor, at HeliosOne Capital we make private lending on your real estate investments easy

20+
Years Of Experience
43
Approved States
24
Hours Approval
$550K+
Average Loan Size
Fix and Flip

Fix and Flip

Short-term financing for real estate investors looking to purchase, renovate, and sell residential properties with fast execution and high LTVs.

  • Up to 90% Purchase
  • Up to 100% Rehab Funding
  • Rates starting at 9.99%
  • 12-18 Month Terms
  • No Prepayment Penalty
  • Foreign Nationals Eligible
New Construction

New Construction

Flexible capital for ground-up residential and commercial construction projects with draw schedules tailored to your build.

  • Up to 75% LTC (Land + Build)
  • Up to 100% Construction Draw
  • 12-24 Month Terms
  • Fast Draw Disbursements
  • 640 Minimum FICO
  • Foreign Nationals Eligible
Bridge Loan

Bridge Loan

Short-term bridge financing to secure properties quickly, execute transitional business plans, or refinance existing debt before long-term exit.

  • Up to 80% LTV
  • Fast 5-7 Day Closings
  • Flexible Exit Strategies
  • Interest-Only Payments
  • Competitive Rates
  • No Income Verification Required
Rental Properties (DSCR)

Rental Properties (DSCR)

Long-term financing based on property cash flow without tax returns or W2 income verification for portfolio expansion.

  • Up to 80% LTV
  • 30-Year Fixed or ARM Rates
  • Rates starting at 5.99%
  • Minimum 0.75x DSCR
  • No Tax Returns / No W2s
  • Short-Term & Long-Term Rentals
Multi-Family

Multi-Family

Financing solutions for 5+ unit residential and commercial multi-family assets nationwide.

  • Up to 75% LTV
  • Acquisition & Value-Add Rehab
  • Flexible Loan Terms
  • Nationwide Coverage
  • Competitive Rates

Areas We Lend

Areas We Lend - 43 Approved States

Why HeliosOne Capital?

Speed

Fast underwriting and rapid closings in as little as 5 to 7 business days to secure your real estate opportunities.

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Flexibility

Asset-based financing tailored to deal economics without rigid bank tax return demands or DTI restrictions.

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Dependability

Reliable capital commitments with transparent loan terms, predictable draw schedules, and consistent execution.

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Personalized Service

Dedicated loan officers and underwriting experts working directly with real estate investors at every stage.

About us

Rishi Sangal

Founder/CEO

Rishi Sangal graduated from Cornell University with Girish Reddy Ezra Cornell Scholarship in Financial Engineering. He is the CEO and founder of HeliosOne Capital. With over 20 Years of experience on Wall Street as a Fixed Income trader, Rishi pioneered the Fixed income markets and helped develop Mortgage Trading desks trading various residential bridge loans and single-family rental loans; asset classes that historically had no institutional funding base. While he was head of RMBS trading at BNP Paribas, He started the trading and Repo Funding program for Credit Risk Transfer Notes backed by Freddie and Fannie Government Agencies with various institutional investors. Rishi has worked in other shops such as Blackrock, RBS, Performance Trust and Odeon.

Have any Questions?

Reach out to our team today.

Contact Us