Fast and Flexible Private Capital for Real Estate Investors
Whether you are a first time borrower or an experienced investor, at HeliosOne Capital we make private lending on your real estate investments easy
Loan Programs
Fix and Flip
Short-term financing for real estate investors looking to purchase, renovate, and sell residential properties with fast execution and high LTVs.
- • Up to 90% Purchase
- • Up to 100% Rehab Funding
- • Rates starting at 9.99%
- • 12-18 Month Terms
- • No Prepayment Penalty
- • Foreign Nationals Eligible
New Construction
Flexible capital for ground-up residential and commercial construction projects with draw schedules tailored to your build.
- • Up to 75% LTC (Land + Build)
- • Up to 100% Construction Draw
- • 12-24 Month Terms
- • Fast Draw Disbursements
- • 640 Minimum FICO
- • Foreign Nationals Eligible
Bridge Loan
Short-term bridge financing to secure properties quickly, execute transitional business plans, or refinance existing debt before long-term exit.
- • Up to 80% LTV
- • Fast 5-7 Day Closings
- • Flexible Exit Strategies
- • Interest-Only Payments
- • Competitive Rates
- • No Income Verification Required
Rental Properties (DSCR)
Long-term financing based on property cash flow without tax returns or W2 income verification for portfolio expansion.
- • Up to 80% LTV
- • 30-Year Fixed or ARM Rates
- • Rates starting at 5.99%
- • Minimum 0.75x DSCR
- • No Tax Returns / No W2s
- • Short-Term & Long-Term Rentals
Multi-Family
Financing solutions for 5+ unit residential and commercial multi-family assets nationwide.
- • Up to 75% LTV
- • Acquisition & Value-Add Rehab
- • Flexible Loan Terms
- • Nationwide Coverage
- • Competitive Rates
Areas We Lend
Why HeliosOne Capital?
Speed
Fast underwriting and rapid closings in as little as 5 to 7 business days to secure your real estate opportunities.
Flexibility
Asset-based financing tailored to deal economics without rigid bank tax return demands or DTI restrictions.
Dependability
Reliable capital commitments with transparent loan terms, predictable draw schedules, and consistent execution.
Personalized Service
Dedicated loan officers and underwriting experts working directly with real estate investors at every stage.
About us
Rishi Sangal
Rishi Sangal graduated from Cornell University with Girish Reddy Ezra Cornell Scholarship in Financial Engineering. He is the CEO and founder of HeliosOne Capital. With over 20 Years of experience on Wall Street as a Fixed Income trader, Rishi pioneered the Fixed income markets and helped develop Mortgage Trading desks trading various residential bridge loans and single-family rental loans; asset classes that historically had no institutional funding base. While he was head of RMBS trading at BNP Paribas, He started the trading and Repo Funding program for Credit Risk Transfer Notes backed by Freddie and Fannie Government Agencies with various institutional investors. Rishi has worked in other shops such as Blackrock, RBS, Performance Trust and Odeon.
HeliosOne Capital
HeliosOne Capital is a private money lender created to cater to real estate investors by providing access to quick and low cost capital for investment properties. Our leadership brings over 20 years of real estate lending experience, having funded thousands of transactions across 43 approved states. In the current competitive business environment, prioritizing and utilizing technology and digital solutions are crucial to streamline processes for clients and maintain clear communication channels at every step.
Institutional Capital & Technology
By combining institutional-grade Wall Street fixed income desk experience with modern digital underwriting technology, HeliosOne Capital delivers rapid pre-approvals in under 24 hours. We eliminate traditional bank hurdles, income tax return friction, and rigid debt ratio caps so real estate investors can move swiftly on lucrative fix and flip, ground-up construction, and rental property acquisitions nationwide.